FAQs

To qualify for a mortgage, you must be an expat or foreigner with a valid residency status and sufficient income to support loan repayments. Our team can guide you through the specific requirements based on your situation.

The mortgage approval process typically takes 4 to 6 weeks, depending on the lender and your specific paperwork. We strive to make it as smooth and quick as possible for you.

Yes, many lenders offer options for non-residents. Your eligibility will depend on various factors, including your credit history and financial situation. We can help you explore your options.

You can finance a variety of property types, including residential homes, apartments, and commercial properties. Make sure to discuss your specific plans with our team.

We believe in transparency. While there may be costs associated with the application and processing, we will outline all fees upfront so that you can make informed decisions without surprises.

In Portugal, various mortgage options are available, including fixed-rate, variable-rate, and mixed mortgages. Each type has its pros and cons, so consider your financial situation and goals when choosing one.

Typically, you’ll need to provide proof of income, bank statements, identification, and details about the property. Each lender may have specific requirements, so it’s good to check early in the process.

The approval process can take anywhere from a few days to several weeks, depending on the lender and your unique situation. Having all your documentation ready can help speed things up.

Yes, many banks in Portugal offer mortgages to non-residents. They usually require a larger deposit and may have stricter terms, so it helps to work with an expert who understands the process.

Besides the home price, consider additional costs like notary fees, taxes, and insurance. It’s important to calculate these expenses early to avoid surprises later.